CLEARLEDGER SYSTEMS
BUSINESS DIAGNOSTIC ENGAGEMENT AGREEMENT/ PRIVACY POLICY.

Effective Date: 26 December 2025
This Business Diagnostic Engagement Agreement (“Agreement”) is entered into by and between ClearLedger (“ClearLedger,” “we,” “us,” or “our”) and the individual or entity accessing, submitting information to, purchasing, or using ClearLedger’s services (“Client,” “you,” or “your”).
By accessing or using the Services, you acknowledge that you have read, understood, and agree to be legally bound by this Agreement.
1. Scope of Services
ClearLedger provides business diagnostic services designed to analyze operational, structural, financial, and decision-making inputs supplied by the Client for the purpose of identifying patterns, risks, inefficiencies, and opportunities.
Services may include:
Business diagnostic questionnaires and assessments
Analytical summaries, reports, scorecards, or observations
Benchmarking and trend analysis
All services are diagnostic and informational only.
No implementation, execution, management, or advisory services are provided unless expressly agreed to in writing.
2. No Professional Advice or Fiduciary Relationship
ClearLedger does not provide:
Accounting, bookkeeping, or audit services
Tax advice or tax preparation
Legal advice
Financial, investment, or fiduciary advice
Nothing provided by ClearLedger constitutes professional advice of any kind.
Use of the Services does not create:
An accountant-client relationship
An attorney-client relationship
A fiduciary relationship
An advisory, partnership, or management relationship
Client acknowledges that ClearLedger is not acting as a licensed professional and bears no responsibility for regulatory, legal, tax, or financial compliance.
3. Diagnostic Nature of Services
All diagnostics, assessments, reports, and outputs:
Are based solely on self-reported information provided by the Client
Are not independently verified by ClearLedger
May be incomplete or inaccurate if provided information is incomplete or inaccurate
ClearLedger makes no guarantees regarding:
Accuracy or completeness
Business outcomes or financial performance
Operational or strategic improvements
4. Client Responsibilities
Client agrees to:
Provide accurate and complete information to the best of their knowledge
Independently evaluate all diagnostic outputs
Retain sole responsibility for all decisions, actions, and outcomes
Client is strongly encouraged to consult licensed professionals (CPA, attorney, tax advisor, financial advisor) before acting on any diagnostic insight.
5. Assumption of Risk
Client expressly acknowledges and agrees that:
Use of ClearLedger’s Services is voluntary
Reliance on diagnostic outputs is solely at Client’s discretion
ClearLedger shall not be responsible for business losses, missed opportunities, or adverse outcomes
Client assumes all risk arising from use of the Services.
6. Data Collection and Use Authorization
By submitting information to ClearLedger, Client expressly authorizes ClearLedger to:
Collect, store, and process submitted personal and business information
Analyze data for diagnostic and benchmarking purposes
Generate reports, summaries, and analytical outputs
Use anonymized or aggregated data for internal research, system improvement, and performance analysis
ClearLedger does not sell Client data and does not publicly disclose identifiable information except:
With Client’s explicit consent
As required by law
To trusted service providers under confidentiality obligations
7. Privacy and Data Protection
ClearLedger processes data in accordance with its Privacy Policy, which is incorporated into this Agreement by reference.
Client acknowledges that:
Data may be processed or stored in jurisdictions outside Client’s location
Reasonable administrative, technical, and organizational safeguards are used
No system is completely secure, and absolute security cannot be guaranteed
8. Limitation of Liability
To the maximum extent permitted by law, ClearLedger shall not be liable for:
Business or financial losses
Lost revenue or profits
Strategic or operational decisions made by Client
Third-party reliance on diagnostic outputs
If liability is imposed notwithstanding the foregoing, ClearLedger’s total liability shall be strictly limited to the amount paid by Client for the specific service giving rise to the claim.
9. No Warranties or Guarantees
All Services are provided “as is” and “as available.”
ClearLedger disclaims all warranties, express or implied, including but not limited to warranties of:
Merchantability
Fitness for a particular purpose
Accuracy or completeness
10. Intellectual Property
All diagnostic frameworks, methodologies, questionnaires, reports, and materials are the exclusive intellectual property of ClearLedger.
Client may use outputs internally for their business but may not resell, reproduce, distribute, or publicly disclose them without prior written consent.
11. Termination
ClearLedger may suspend or terminate access to Services if:
This Agreement is violated
Information is misrepresented
Use creates legal, regulatory, or operational risk
Provisions that by nature should survive termination shall survive.
12. Governing Law and Jurisdiction
This Agreement shall be governed by and construed in accordance with the laws of the jurisdiction in which ClearLedger operates, without regard to conflict-of-law principles.
All disputes shall be resolved exclusively in a court of competent jurisdiction therein.
13. Entire Agreement
This Agreement constitutes the entire agreement between the parties regarding the Services and supersedes all prior discussions, representations, or agreements.
If any provision is held unenforceable, the remaining provisions shall remain in full force and effect.
14. Acceptance
By accessing, submitting information to, purchasing, or using ClearLedger’s Services, Client confirms that they:
Have read and understood this Agreement
Agree to be legally bound by its terms
Accept full responsibility for their use of diagnostic outputs.